 For First Time Homeowners, 6 Steps to
Homeownership
-
Attend a FREE Homeownership
Education Seminar (to learn about the home buying process)
-
Find a Lender (and get
pre-approved for a home loan)
-
Find a Realtor (to assist
with your home search)
-
Find a Home (and make an
offer to purchase)
-
Attend the Loan Closing
(with a closing agent or attorney)
-
Enjoy Homeownership
(Congratulations!)
Know What’s on your Credit Report
Annualcreditreport.com
allows access to your credit report from each repository FREE once a
year. This is the only website that allows free access to your
credit report. We recommend obtaining a credit report from each
repository throughout the year (Example: January-
Experian, May-TransUnion, September-Equifax). If you would
like to contact any of the repositories individually, we’ve listed
their information below. However, they will redirect the user to
the annualcreditreport.com
website:
equifax.com
transunion.com
experian.com
The only thing that improves
negative/damaged credit is timely payments & reduction of debt.
Please avoid credit repair scams that promise to remove negative
items from credit, erase bad credit, or repair credit. And finally,
please do not pay anyone to “repair” your credit. This cannot be
done.
Other Important Information
To lessen telemarketer calls,
register your number at The National Do Not Call Registry at
donotcall.gov |
